First Time Buying a Vehicle? Ford Can Help Make It Easier

Buying your first vehicle is exciting, but we know it can also come with a lot of questions. How much should I put down? What will my payment look like? Can I qualify for financing without much credit history?

That is where the Ford Credit First Time Buyer Program can make a difference.

Designed for eligible customers who are financing their first vehicle, this program can provide additional support and financing opportunities that make getting behind the wheel of your first Ford more approachable.

Why the First Time Buyer Program Matters

An Opportunity to Build Credit

Your first vehicle purchase can be an important step toward establishing your credit history. For qualified buyers, financing a vehicle through Ford Credit can provide an opportunity to begin building credit while driving a dependable Ford.

Financing Designed With First Time Buyers in Mind

Getting approved for your first auto loan can feel intimidating, especially when you have limited or no previous auto credit. Qualified applicants may be eligible for a lower APR, flexible financing terms and low down payment options.

$750 Bonus Cash on New Ford Vehicles

Eligible customers may receive $750 Bonus Cash when financing a new Ford vehicle. This can be combined with active programs or offers, helping make your first vehicle purchase even more valuable.

More Vehicle Options to Consider

The program allows eligible customers to finance up to $50,000, giving you the opportunity to consider a wider selection of Ford vehicles. You can choose from new Ford models as well as Certified Pre-Owned Ford vehicles to find the right fit for your lifestyle and budget.

A Team Here to Help

You do not have to figure everything out on your own. Our dealership team can help you understand the financing process, review your options and determine whether you meet the program requirements.

Who May Qualify?

The First Time Buyer Program is available to eligible applicants who have no prior auto credit history and no adverse credit history. Applicants must also have at least six months of verifiable current full-time employment and a down payment of $750 or more.

Additional documentation may be required, and program availability and terms are subject to eligibility.

Your First Vehicle Should Feel Like an Exciting Milestone

We understand that buying your first vehicle is a big decision. Our goal is to make the experience straightforward, comfortable and easy to understand from the first conversation through the day you drive home.

If you are ready to take that first step, talk with our Ford team about the First Time Buyer Program and see what financing opportunities may be available to you.